About us
Joule Pro Insurance is a specialty insurance program for electrical contractors and adjacent low-voltage trades, run by Fusco Orsini & Associates Insurance Services. It is built around the way electrical work actually creates risk, rather than adapting a generic contractor policy after the fact.
The program pairs purpose-built coverage with in-house claims advocacy and risk engineering. That means help placing the right policies, support when a claim comes up, and guidance on reducing exposure before a loss happens.
Joule Pro is licensed in 31 states and works with a panel of 14 admitted and surplus markets. For electrical contractors in San Diego and across California, that range of carriers gives the program room to find coverage for different business sizes and job types. Its California electrician pages cover general liability and tools and equipment coverage specifically, alongside workers' compensation and commercial auto.
The program pairs purpose-built coverage with in-house claims advocacy and risk engineering. That means help placing the right policies, support when a claim comes up, and guidance on reducing exposure before a loss happens.
Joule Pro is licensed in 31 states and works with a panel of 14 admitted and surplus markets. For electrical contractors in San Diego and across California, that range of carriers gives the program room to find coverage for different business sizes and job types. Its California electrician pages cover general liability and tools and equipment coverage specifically, alongside workers' compensation and commercial auto.